Scotts Valley Homes under $1 million

Welcome to Scotts Valley, California—a hidden gem nestled in the heart of Santa Cruz County. This charming city is renowned for its stunning redwood forests, vibrant community spirit, and proximity to the breathtaking California coastline. With its picturesque views and a mild Mediterranean climate, Scotts Valley offers an idyllic setting for families, professionals, and retirees alike.

One of the most appealing aspects of Scotts Valley is its diverse range of housing options, particularly for those seeking homes under $1 million. Here, buyers can find an array of properties, from cozy single-family homes to modern townhouses, all surrounded by the natural beauty that defines this region. The local real estate market is dynamic, offering opportunities for first-time buyers and seasoned investors to secure a slice of this enchanting community.

Scotts Valley boasts excellent schools, well-maintained parks, and a variety of recreational activities, making it an ideal place to raise a family. The area also features a vibrant downtown, filled with charming shops, delicious eateries, and community events that foster a strong sense of belonging.

For outdoor enthusiasts, the nearby Henry Cowell Redwoods State Park offers miles of hiking trails, while the stunning beaches of Santa Cruz are just a short drive away. With its perfect blend of suburban tranquility and access to urban amenities, Scotts Valley truly embodies the best of California living. Come explore the homes under $1 million and discover why this delightful city is the perfect place to call home!

Newest Scotts Valley Homes under $1 million

$415,000

1 Beds ⋅ 1 Baths ⋅ ML82063675 MLS

This might just be the diamond in the rough you've been looking for! Opportunity's knockin'! Great location to own a cabin in the redwoods, but still have quick access to HWY 17. Originally built in the 1930s. Some updates have been done, more are needed. Cabin and property need attention. Property sold as-is, in current condition, with all belongings. No inspections have been done. Please do not go on the property without permission from the Listing Agent - your Realtor will call for an appointment. Everyone must be accompanied by their Realtor. Thank you. THIS IS A PROBATE SALE.

400 Martin DR, Scotts Valley

Listed by D. Leilani Williams, 831-345-7912 from Coastal Life Real Estate
(If provided) CoList: from

444 Whispering Pines DR 36, Scotts Valley

$519,000

3 Beds ⋅ 2 Baths ⋅ ML82063123 MLS ⋅ Vista Del Lago BLDG.

Situated in one of Scotts Valleys most sought-after communities, Vista Del Lago. Vista Del Lago is an all age park and offers, playground, pool, sauna, hot tub, workout facility, dog park and community room for events. Dont miss out on this fantastic opportunity! This home offers unbeatable access to everything the area is loved for: locally owned restaurants, grocery stores, theaters, and world-class outdoor recreation, including hiking and mountain biking. Youre just minutes from the scenic beaches of Santa Cruz and a short drive to the heart of Silicon Valley, making this location ideal for both relaxation and convenience. Inside, youll find a top to bottom updated turnkey home with a thoughtfully designed floor plan which provides excellent separation of space with plenty of room to spread out. The property features updated LVP floors, light fixtures, an updated kitchen with updated appliances, quartz countertops, newly remodeled bathrooms and more. The interior offers an abundance of natural light. The property also features A/C and an energy efficient water heater. This one is without a doubt a must see!

444 Whispering Pines DR 36, Scotts Valley

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

4104 Scotts Valley DR 302, Scotts Valley

$929,000

2 Beds ⋅ 2 Baths ⋅ ML82061244 MLS ⋅ The Encore at 4104 BLDG.

Yes, the price per square foot is higher. We noticed. Now compare the birthdays. Built in 2024, this top-floor corner condo in Scotts Valley is decades newer than much of the nearby competition, with newer construction, modern building infrastructure, owned solar and an EV-ready carport. Price per square foot does not always tell the whole story. This single-level 2-bedroom, 2-bath residence at The Encore features high ceilings, abundant natural light, a private balcony and an open kitchen with quartz countertops, Shaker-style cabinetry, stainless steel appliances and an extended island offered to only the 4 corner units in the building. Both bathrooms enjoy heated tile flooring. The primary suite is elevated with a frameless glass shower and custom walk-in closet. Electric blinds provide privacy, because even the blinds have standards. Add in-unit laundry, secured elevator and stairwell access, separate storage and two assigned parking spaces. Highway 17 gives access toward San Jose and the South Bay, while Santa Cruz beaches, Henry Cowell Redwoods State Park, and golf are nearby. Could you buy an older condo for less per square foot? Absolutely. You could also buy a 1998 computer for less than a MacBook.

4104 Scotts Valley DR 302, Scotts Valley

Listed by Monique Kaldy, 831-455-6099 from Coldwell Banker Realty
(If provided) CoList: from

$628,000

1 Beds ⋅ 1 Baths ⋅ ML82061307 MLS

Welcome to a single-family home with no HOA situated on a large lot in a convenient and great neighborhood nestled among towering redwoods. Open kitchen with breakfast bar and abundant cabinet space. Large windows provide wonderful light and picturesque views of the redwoods, canyon and mountains. Detached shed with built-in workshop area and ample storage space. Large driveway. Great proximity to shopping, dining, parks and all the community amenities of Scotts Valley. Convenient access to Santa Cruz beaches, Capitola Village and the Monterey Bay coastline. Close to redwood forests, hiking trails and outdoor recreation opportunities. Easy access to Highway 17, Highway 1 and Highway 9. Fantastic schools.

603 Hacienda DR, Scotts Valley

Listed by David Lillo, 408-621-5649 from DPL Real Estate
(If provided) CoList: from

$271,000

1 Beds ⋅ 1 Baths ⋅ ML82061172 MLS ⋅ Scotts Valley Mobile Home Park BLDG.

Welcome to easy, low-maintenance living in desirable Scotts Valley! This charming efficiently designed light-filled living space. Clean, cozy, and meticulously taken care of, this home is ready for you to move right in. Major upgrades have already been taken care of for total peace of mind: a new roof and a new HVAC system, both installed with permits in 2022. Outside, you'll love the super low-maintenance yard, giving you more time to relax and explore the area without the hassle of heavy yard work. Best of all, the prime location offers incredible convenience! You are within easy walking distance to Scotts Valley Market and local dining. Whether you are downsizing, looking for a starter home, or searching for an affordable footprint, this sweet property delivers comfort, quality, and convenience. Easy access to coastal beaches, redwoods, and Highway 17 for quick commuting.

5344 Scotts Valley DR 20, Scotts Valley

Listed by Paul Burrowes, 831-295-5130 from David Lyng Real Estate
(If provided) CoList: from

444 Whispering Pines DR 174, Scotts Valley

$525,000

4 Beds ⋅ 2 Baths ⋅ ML82059932 MLS ⋅ Vista Del Lago BLDG.

Situated on one of the larger lots toward the back of this all-ages community in the heart of Scotts Valley, this spacious home offers the feel of a traditional single-family residence, with generous rooms, extensive deck space alongside one of Vista Del Lagos waterways, and abundant storage. The thoughtfully designed floor plan features a large primary suite with walk-in closet and spacious bath with sunken tub, two oversized guest bedrooms, and a dedicated office/flex area. The property currently functions as a 3 bedroom home. The expansive primary bedroom was created by combining space from the original 4-bedroom layout and could be converted back to a 4-bedroom configuration. A large laundry room, remodeled hall bath, high ceilings, ceiling fans, air conditioning, electric fireplace, and new plank flooring add comfort. Enjoy indoor-outdoor living from the covered porch/deck and additional deck area, fenced yard, and storage shed. The wonderful community amenities include a clubhouse, heated pool, spa, fitness center, billiards room, dog park, playground, ponds, and guest parking. Ideally located near Scotts Valley schools with convenient commute routes to Santa Cruz and Silicon Valley, this home offers space, privacy, flexibility, and community amenities.

444 Whispering Pines DR 174, Scotts Valley

Listed by Mike Bloch, 831-588-1588 from Christie's International Real Estate Sereno
(If provided) CoList: Turiya Blanchette from Christie's International Real Estate Sereno

444 Whispering Pines DR 43, Scotts Valley

$499,900

3 Beds ⋅ 2 Baths ⋅ ML82059041 MLS ⋅ Vista Del Lago BLDG.

Welcome to Vista Del Lago on Whispering Pines, one of Scotts Valleys most desirable all-age communities! This beautiful 2022 manufactured home features 3 bedrooms, 2 bathrooms, and a bright, open floor plan with a clean, modern feel. Inside, youll find spacious living areas filled with natural light and a thoughtfully designed layout thats perfect for both everyday living and entertaining. The primary bedroom includes its own private en-suite bathroom, while the two additional bedrooms offer plenty of flexibility for family, guests, or a home office. Enjoy a peaceful community setting while being conveniently located near shopping, dining, parks, and easy commute access. This newer home is in a fantastic location in Scotts Valley and is a wonderful opportunity you wont want to miss. Come see why this may be one of the best values in town!

444 Whispering Pines DR 43, Scotts Valley

Listed by Roy Ramirez, 408-881-4433 from KW Thrive Santa Cruz
(If provided) CoList: from

$599,000

3 Beds ⋅ 2 Baths ⋅ ML82058578 MLS ⋅ Spring Lakes Mobile Home Park BLDG.

Motivated seller will pay $15,000 of the Buyer's Buy- in fee to Spring Lakes at a purchase price of $599,000. Come see this beautiful updated 3-bedroom, 2-bathroom home in Spring Lakes, one of the county's premier 55+ age-restricted communities. Thoughtfully maintained and move-in ready, this home offers the perfect combination of comfort, convenience, and easy living. Enjoy a private gated yard, spacious deck perfect for relaxing or entertaining, and a storage shed providing extra space for tools, hobbies, and everyday essentials. Inside, the inviting layout offers plenty of room for comfortable living, with three bedrooms and two bathrooms designed for both functionality and ease. With its attractive updates, wonderful outdoor features, and move-in-ready condition, theres little to do but settle in and enjoy all that Spring Lakes has to offer.

225 Mount Hermon RD 23, Scotts Valley

Listed by Diane Molnar, 831-234-0315 from David Lyng Real Estate
(If provided) CoList: Michelle Runzler from David Lyng Real Estate

$749,000

2 Beds ⋅ 2 Baths ⋅ ML82057132 MLS ⋅ Scottsborough Townhomes BLDG.

Beautifully maintained 2-bed, 2-bath townhome in the highly desirable Scottsborough community. This move-in-ready home offers a bright, inviting floor plan with abundant natural light, soaring vaulted ceilings, and thoughtful updates throughout. The living room area features a cozy gas fireplace, plantation shutters, dining area, and breakfast bar. The updated kitchen includes custom cabinetry with illuminated glass display shelving, granite countertops, stainless steel Whirlpool appliances, new sink faucet, and new cabinet knobs. Each bedroom has its own private bath, with the downstairs bedroom opening directly to your private patio. Interior laundry adds everyday convenience and the attached garage includes loft storage and a bonus storage room for bikes, outdoor gear, and more. Prime location - enjoy walking or biking to shopping, restaurants, and coffee shops, with top-rated Scotts Valley schools, nearby hiking and mountain biking trails, and Santa Cruz beaches just minutes away. Welcome home!

7 Arabian WAY, Scotts Valley

Listed by John Flaniken, 831-334-0890 from Trade-In Real Estate
(If provided) CoList: from

4104 Scotts Valley DR 306, Scotts Valley

$909,000

2 Beds ⋅ 2 Baths ⋅ ML82055736 MLS ⋅ The Encore BLDG.

The Encore, Scotts Valley's exclusive private community, has a newly listed unit. This recently constructed home, built in 2024, is conveniently located near downtown Scotts Valley, close to top-rated public schools and easily accessible to highways for commuters and beach-goers alike. Just a ten-minute drive to your choice of Santa Cruz beaches. The 2 Bed/2 Bath home is 1,113 sq.ft. with a bright, clean, and modern interior, which includes high ceilings, large windows with custom blinds, luxury vinyl plank flooring throughout, heated bathroom floors, quartz countertops, and a large walk-in closet in the primary bedroom. An in-unit washer and dryer are included, and HOA fees cover garbage and recycling, private storage, and two dedicated parking spaces. Eco features include a reverse osmosis water system and solar power, and covered EV-ready parking. You'll thank yourself for making an offer on this one.

4104 Scotts Valley DR 306, Scotts Valley

Listed by Katie Keeler, 831-588-6959 from eXp Realty of California Inc
(If provided) CoList: Justin Valdez from eXp Realty of California Inc

$625,000

2 Beds ⋅ 2 Baths ⋅ ML82054391 MLS ⋅ Montevalle BLDG.

This 1,392 sq ft home features 2 bedrooms and 2 full bathrooms. Located across from a serine grassy area and tucked up to a greenbelt, this gem has nature's views from the living room, dining area and kitchen. A large private deck is perfect for relaxing with a book and, or entertaining family and friends. The kitchen includes a gas oven and range, dishwasher, microwave, refrigerator, and pantry cabinet. Flooring throughout the home combines carpet, laminate, and vinyl/linoleum. The ground floor bedroom offers a walk-in closet, and bathrooms provide double sinks along with both shower and tub options. Additional living space includes a separate family room/ office and a dining area with a dining bar. Comfort is maintained with central forced air heating, gas heating, ceiling fans, and vaulted ceilings. Laundry is convenient with a washer and dryer included. This property is located Montevalle Adult Community 55/45 age restrictions.

552 Bean Creek RD 17, Scotts Valley

Listed by Kim Turley, 831-818-6367 from Tri-County Real Estate Associates Inc
(If provided) CoList: from

$878,000

3 Beds ⋅ 3 Baths ⋅ ML82052273 MLS ⋅ Montevalle BLDG.

Tucked into a peaceful, treelined setting, this spacious home showcases an open-concept design centered around the kitchen, seamlessly connecting the living and dining areas. Soaring ceilings, 15 skylights, and expansive floor-to-ceiling windows flood the home with natural light while framing serene views of the surrounding greenery. Thoughtfully crafted custom cabinetry throughout provides exceptional storage and enduring quality. Ready for your personal vision, the home offers generous living spaces, a versatile layout, and a strong foundation with endless potential. Step outside to an oversized wraparound deck-an ideal setting for entertaining, relaxing, or simply enjoying the tranquil wooded backdrop. Below, terraced hillside garden beds add dimension and opportunity for gardening or outdoor design. Located in the highly sought-after Montevalle community, residents enjoy beautifully maintained grounds along with exceptional amenities including two pools, scenic ponds, a lodge for guests, shuffleboard courts and the Mill Clubhouse. Ideally positioned next door to the Mill, this home offers convenient access to the heart of the community. This is a rare opportunity to create a private retreat in one of the area's most desirable 55+ communities.

552 Bean Creek RD 141, Scotts Valley

Listed by Ashley Czuk, 831-620-2181 from eXp Realty of California Inc
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Compass are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.