Santa Cruz County Homes with Water Front View

Welcome to Santa Cruz County, a mesmerizing coastal gem nestled along California's stunning central coast. Known for its breathtaking beaches, lush redwood forests, and vibrant community, Santa Cruz offers a unique blend of natural beauty and laid-back charm that captivates both residents and visitors alike.

One of the most alluring features of Santa Cruz County is its array of homes with waterfront views. Imagine waking up each morning to the soothing sounds of crashing waves and the gentle sea breeze wafting through your window. These properties provide not just a home, but a lifestyle enriched by the beauty of the Pacific Ocean. Whether you’re sipping your morning coffee on a sun-drenched deck or enjoying sunset strolls along the shore, waterfront living in Santa Cruz is an experience like no other.

The real estate market here boasts a variety of options, from cozy beach cottages to luxurious oceanfront estates. Each home is a gateway to a vibrant outdoor lifestyle, with opportunities for surfing, hiking, and exploring the picturesque coastline. The nearby Santa Cruz Beach Boardwalk offers family-friendly entertainment, while the charming downtown area is filled with eclectic shops, delicious eateries, and a thriving arts scene.

With its perfect blend of natural beauty, recreational activities, and a sense of community, Santa Cruz County is more than just a place to live; it’s a lifestyle choice that invites you to embrace the best of California coastal living. Discover your dream home with a waterfront view today and immerse yourself in the enchanting allure of Santa Cruz!

Newest Santa Cruz County Homes with Water Front View

$3,950,000

4 Beds ⋅ 3 Baths ⋅ ML82065046 MLS ⋅ Pajaro Dunes BLDG.

Where modern luxury meets the sea. Designed for effortless indoor/outdoor living, this home captures panoramic ocean views from Santa Cruz to the Monterey Peninsula. Sweeping ocean vistas fill the expansive deck, chef's kitchen, living room and luxurious top-floor primary suite, where a private balcony, sitting area and full bay window create a spectacular retreat. Wake to dolphins, whales and seabirds, unwind to the sound of waves, or take your morning meetings with the Pacific as your backdrop. Recently transformed by a nearly $2M renovation, this 4-bedroom, 2.5-bath home is in truly like-new condition, combining privacy, impeccable quality, high-end design and generous living space. A private walkway leads directly to a sandy beach, just steps from the ocean- perfect for long walks and endless play. Set within a gated community with pickleball/tennis courts, basketball courts and an on-site fire station. The home also enjoys the rare advantage of being oceanfront without the high-risk flood zone designation. With the potential for short-term rental income without the waitlist, this an opportunity to generate revenue when not in use. Just over an hour from Silicon Valley, this is more than a 2nd home- its an escape to an extraordinary way of life, at the edge of the Pacific.

20 Plover CIR, Watsonville

Listed by Amy Kroeger, 831-204-1455 from Christie's International Real Estate Sereno
(If provided) CoList: from

$2,299,000

3 Beds ⋅ 2 Baths ⋅ ML82064774 MLS ⋅ Place de Mer Townhouse Assoc. BLDG.

OCEAN FRONT BEACH HOUSE. Bright and Sunny! Steps down to the sand and with low costs.. where else can you find a Beach House deal these days? Don't miss out. Low HOA. Perfect viewing for of the waves, Dolphins & Whales splashing so close. Views from all levels =Bedroom(s), Living rooms, decks. Life is good when you are looking out at the ocean and listing to the waves. Join the great community of Place de Mer. Rare Corner Unit with direct access to stairs down to wide open sandy beaches. Just down from Manresa Beach, but without all the crowds.. Walk for miles saying hello to neighbors while collecting sand dollars/shells/memories. Take the kids/grandkids down to play in the sand/waves to create lifetime beach memories. Great Vaca rental opportunity as well. Turn-key possible.

460 Oceanview DR, La Selva Beach

Listed by Bryan Chambers, 831-359-3575 from Bailey Properties
(If provided) CoList: from

$1,200,000

3 Beds ⋅ 1 Baths ⋅ ML82060220 MLS

Rare multi-residence mountain retreat set above the San Lorenzo River on approximately 2.2 picturesque acres, offering river views, dynamic outdoor spaces, and exceptional layout flexibility. The property features two distinct residential structures (identified as 17273 and 17275 Highway 9), ideal for buyers seeking extended-family living, a multigenerational setup, or a versatile mountain sanctuary. While public records reflect a 3-bedroom, 1-bathroom main residence of approximately 1,753 sq. ft., the physical property expands well beyond, featuring additional bedrooms, bathrooms, lower-level living areas, and studio-style flexible spaces. Outdoor features include a sweeping deck overlooking the river, multiple storage structures, two barns, three horse pens, complete fencing, and usable terrain throughout. Notable recent updates include a new roof on one residence and fresh roof repairs on the other. Property is marketed based on its current physical configuration. Public records may not reflect all structures, improvements, or square footage present; buyers are encouraged to verify all details to explore the full potential of this unique property.

17275 Highway 9, Boulder Creek

Listed by Amy Walker, 831-566-0016 from PMI Santa Cruz
(If provided) CoList: from

$1,030,000

2 Beds ⋅ 2 Baths ⋅ ML82062928 MLS ⋅ Pajaro Dunes North Assoc BLDG.

White Water, Ocean View, Bright Southern Exposure at enviable Shorebirds, Pajaro Dunes. A private, gated community located in So. Santa Cruz on the longest, pristine beach in the county. This is a 2BD & 2BA second level condo that is easily ramp accessible from the parking lot. Some upgrades to this home include newer kitchen granite counter tops, GE refrigerator, washer & dryer, retextured ceilings in the main living area. It's ready to walk in and enjoy your new beach front home. You can go fishing from the beach, take a long beach walk, go boogie boarding in the waves, play pickle ball, tennis or basketball on the courts and then enjoy cooking dinner with the propane BBQ on the view deck. The fireplace in an electrical heating insert. The TVs are included along with the appliances, furniture (most) and window coverings. Shorebirds is located in a postcard perfect location, between S.C. and Monterey. It is delightfully remote yet close to fine dining, famous surf spots, world renowned golf links, shopping, Monterey Aquarium, Fisherman's Wharf, and the S.C. Beach Boardwalk. The Shorebirds condos may be used as vacation rentals, long term rentals, a primary home or just keep it for your personal use. Shorebirds is a pet friendly community. Homeowner's pets (2) are welcome!

101 Shell DR 287, La Selva Beach

Listed by Gail Cruse, 831-227-9008 from Sotheby's International Realty
(If provided) CoList: from

$4,250,000

4 Beds ⋅ 4 Baths ⋅ ML82062183 MLS ⋅ Pajaro Dunes BLDG.

Between Strawberry Fields and the Deep Blue Sea.Pajaro Dunes sits where two of California's great bounties meet: strawberry fields roll up to the dunes,and the Monterey Bay National Marine Sanctuary stretches out in front in constant motion:commuting gray whales and humpbacks, sea lions and pelicans working the bait balls,rafting sea otters watching dolphin ride waves. So close to nature but not so far away from the vibrant tech and creative 21st Century energy of the Central Coast Set directly on the beach, this 4-bedroom, 4-bath home offers privacy, comfort and sweeping views from Monterey to Santa Cruz. Any closer and you'll be surfing with the whales. Two oceanfront primary suites each have a king bed, private bath and deck access.Fall asleep to technicolor sunsets and barking sea lions; wake to the sound of the surf. A third bedroom has two twins and its own bath.The fourth has a private entrance and bath,ideal for families and groups. The rebuilt oceanfront deck is made for coastal living:read a book,have a drink,socialize.An enclosed patio adds another place to gather and throw freshest salmon,halibut and tuna on the barbie.Recent upgrades include a new roof,the rebuilt deck,a re-shingled patio and fully remodeled baths,all with the home's classic beachfront charm intact.

98 Cormorant WAY, Watsonville

Listed by Alex Johnson, 831-234-5754 from David Lyng Real Estate
(If provided) CoList: from

$8,495,000

5 Beds ⋅ 5 Baths ⋅ ML82060236 MLS

Casa Cowells is beyond words. Perched on West Cliff Drive's historic Millionaires' Row, this custom luxury estate is a rare oceanfront offering, designed around the water. From the kitchen and dining area, great room, upstairs living room, and both primary suites, the easterly panorama unfolds: ocean, wharf, beach, boardwalk, epic sunrises, and long ridgelines of the Santa Cruz Mountains beyond, turning this coastline into something closer to a moving picture, than a window. Rooted in Spanish Mediterranean tradition, the home pairs clay tile, stucco, arched openings, wrought iron, hand-painted Talavera tile, and Saltillo flooring with effortless coastal rhythm. LaCantina doors pocket into walls, dissolving lines between indoors and out. A spacious heated lanai invites connection. Underfoot, warm, seamless radiant concrete floor by renowned artisan Tom Ralston, tinted in a Monet finish, is inspired by the sand at nearby Cowells Beach. An antique stained-glass fanlight crowns the entry, filtering brilliant color into the living space. Rainwater harvesting system supports the summer garden oasis. Designed by Craycroft, Green Building Award winning and ADA-designed, Casa Cowells was created with thoughtful intention. This coastal sanctuary was designed to make everyday life better.

506 W Cliff DR, Santa Cruz

Listed by Drew Reid, 408-515-1362 from Coldwell Banker Realty
(If provided) CoList: from

$1,199,000

2 Beds ⋅ 1 Baths ⋅ ML82060043 MLS ⋅ Opal Cliff East BLDG.

Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.

4820 Opal Cliff DR 103, Capitola

Listed by Patrick Crema, 408-314-8908 from Crema Properties
(If provided) CoList: from

$4,900,000

4 Beds ⋅ 4 Baths ⋅ ML82059188 MLS

The house is beautiful. The way it lives around the ocean, and within one of Capitolas most treasured neighborhoods, is what makes it memorable. Set on Depot Hill, where people come simply to wander, admire the historic homes, take in the coastline, and absorb an energy that draws people in whether they live there or not, this home offers the rare chance to make that setting part of everyday life. Expansive Pacific views draw you through the main living spaces, filling the home with light and creating a constant connection to the coast. Arched windows, soaring ceilings, skylights, and a dramatic staircase add architectural character, while the kitchen anchors it all with generous counter space, a Viking range, and an easy flow into the dining and living areas. Upstairs, the primary suite feels like a private retreat with sweeping water views. Outside, a broad stone patio extends the living space toward the ocean, made for morning coffee, long lunches, sunset dinners, and evenings that linger. More than a home with a remarkable view, this is a chance to live within the historic charm and unmistakable character of Depot Hill.

304 Grand AVE, Capitola

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$2,199,000

2 Beds ⋅ 2 Baths ⋅ ML82059801 MLS

Capitola living at its finest!! Cruise down the Soquel River on your paddle board, kayak or barge to the lagoon and beach from this riverfront home. This thoughtfully designed 2 level home offers opportunities for fulltime living, a second home or income potential. The upper-level features tranquil river views, 1 bedroom 1 bath, laundry, deck with beautiful views of the large backyard and garage access, while the lower level has its own 1BR, deck, bath, laundry, kitchenette and access to multiple spectacular riverfront terraces. A signature feature is the small riverside room with deck above, repurposed into a speakeasy-style lounge/wine cellar, and furnished terraces suitable for entertaining all your friends. Offering 98 feet of creek frontage with easy access to water provides plenty of opportunities for fun! With potential for future expansion (buyer to verify), this property offers versatility as a primary residence, coastal second home or investment opportunity in one of Capitola's most sought-after locations.

539 Riverview DR, Capitola

Listed by Lila Veik, 831-334-8836 from eXp Realty of California Inc
(If provided) CoList: from

$6,995,000

3 Beds ⋅ 3 Baths ⋅ ML82045381 MLS

Perched above the Seacliff shoreline, this is more than a home. it's a front-row seat to the rhythm of the Monterey Bay. From the Cement Ship to the Point, the view is alive and ever-changing. Whales rising, dolphins cutting through the water, sailboats drifting, and sunsets that stop you in your tracks. Reimagined over five years and completed just last year, the 3,000+ square foot residence was designed to open itself to the coast. Light moves freely, spaces flow effortlessly, and when the doors are drawn back, the boundary between inside and out quietly disappears. Mornings feel different here. Coffee in hand, the ocean just beyond, the day unfolding at its own pace. The kitchen sits at the center, welcoming, connected, and always oriented toward the view. Three bedrooms and two and a half bathrooms offer comfort without distraction, each space intentionally tied to the landscape. Step outside and the bluff becomes your backyard, backing to protected state park land - private, open, and uninterrupted. Evenings gather naturally around the fire pit, beneath the stars in the hot tub, or over a meal from the wood-fired oven, with the sound of the ocean always nearby. This is the kind of home that stays with you. Not just for what you see but for how it feels to be here.

102 Long Leaf LN, Aptos

Listed by Kimberly Ward, 831-238-7981 from Compass
(If provided) CoList: Shawndy Linquist from Compass

$10,900,000

5 Beds ⋅ 6 Baths ⋅ ML82057791 MLS ⋅ Seacliff Beach Association BLDG.

One of the finest oceanfront estates on the Monterey Bay. Completed in 2009 & extensively renovated & refreshed in 2026, the home seamlessly blends coastal elegance with modern luxury. Ideally positioned as the first residence beyond the gates, it offers convenience, enhanced privacy, & protection. Designed for indoor-outdoor living & entertaining, the property features more than 3,000 square feet of outdoor space. The beachfront level opens through three folding walls of glass to a covered patio & oceanfront lawn with fire-pit lounge. This level includes a billiards recreation room, kitchenette, interior/exterior wet bar, bath, & two enclosed outdoor showers all steps from the sand. A dramatic staircase or elevator leads to the main level, where vaulted ceilings, French white oak floors, & walls of glass frame spectacular ocean views. The great room opens to an expansive wraparound deck with outdoor fireplace & multiple lounge areas. A gourmet kitchen, multiple dining spaces, fireplace, media room, two guest suites, & powder room complete this level. Upstairs, two additional bedrooms & a bath accompany the primary retreat, with sweeping ocean views & private balcony. An oversized three-car garage completes this extraordinary residence designed to live as beautifully as it looks.

725 Las Olas DR, Aptos

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$4,375,000

3 Beds ⋅ 3 Baths ⋅ ML82056664 MLS ⋅ Potbelly Beach Club, LLC BLDG.

On the sand and beautiful Monterey Bay. A private, gated driveway leads to the homes on Potbelly Beach. Launch the kayak and watch the sea life from this delightful home. Here is your ocean sanctuary. The views span east to west. The windows in the living room frame the ocean. There are large sliding doors from the living and dining rooms open to the deck above the beach, with the perfect indoor-outdoor living. Great open flow for entertaining. Numerous updates include lovely mahogany paneled walls, tile floors, wonderful built in dressers and storage, radiant heat, and custom windows and doors. There are two en suites. The primary bedroom has a balcony looking to the sunset. All the bedrooms have their own unique vistas. You are close to all the amenities of Aptos and Capitola. An easy commute location. Here is a place to retreat, to play and enjoy life on the bay.

10 Potbelly Beach RD, Aptos

Listed by David Mann, 831-334-3056 from Coldwell Banker Realty
(If provided) CoList: Shelley Patton from Coldwell Banker Realty

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Compass are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Santa Cruz County Homes with Water Front View

Newest Santa Cruz County Homes with Water Front View

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