West Santa Cruz Homes under $1.5 million

Welcome to West Santa Cruz, a vibrant neighborhood nestled in the heart of Santa Cruz County, California. Known for its stunning coastal views, lush landscapes, and a warm community atmosphere, West Santa Cruz offers a unique blend of beach-town charm and urban convenience. Whether you're a young professional, a growing family, or looking for a peaceful retirement spot, this neighborhood has something for everyone.

One of the standout features of West Santa Cruz is its diverse range of homes available for under $1.5 million. From quaint bungalows to modern townhouses, there are plenty of options to suit various tastes and lifestyles. Many of these homes boast beautiful gardens, spacious layouts, and proximity to local parks and beaches, making them perfect for those who enjoy an active outdoor lifestyle.

Residents of West Santa Cruz benefit from a community that values both nature and culture. You’ll find an array of local shops, artisanal cafes, and restaurants that celebrate the area’s culinary diversity. Spend your weekends exploring the scenic trails of nearby parks or soaking up the sun at the famous Santa Cruz Beach Boardwalk. The neighborhood also hosts various community events throughout the year, fostering a sense of belonging among neighbors.

With its welcoming atmosphere, beautiful homes, and endless recreational opportunities, West Santa Cruz is not just a place to live—it's a place to thrive. Discover your dream home in this enchanting neighborhood and become part of the vibrant Santa Cruz community!

Newest West Santa Cruz Homes under $1.5 million

$895,000

3 Beds ⋅ 2 Baths ⋅ ML82063614 MLS

Rare Santa Cruz Opportunity: Expansive Lot on a Quiet Dead-End Street!!! Tucked at the end of a peaceful dead-end street, this rare 14,898 sq. ft. lot offers the kind of space and privacy that's hard to find in Santa Cruz. Enjoy a prime location just minutes from the beach and close to shopping, dining, and everyday conveniences. The existing 3-bedroom, 2-bath home offers 1,378 sq. ft. of living space and is in poor condition, making it an ideal canvas for a full rehab or a fresh start. Bring your vision: restore and reimagine the current home, or build the custom residence you've always wanted, with the potential to add an ADU for guests, family, or rental income (buyer to verify with the City/County). With room to spread out and endless possibilities, this is a rare chance to create something special in one of coastal California's most sought-after communities. Investors, builders, and dreamers, come see the potential!

426 Palm ST, Santa Cruz

Listed by Jim Guido, 408-472-2074 from eXp Realty of California Inc
(If provided) CoList: from

$1,099,000

3 Beds ⋅ 2 Baths ⋅ ML82062663 MLS

In the heart of downtown Santa Cruz, this versatile duplex puts you at the center of one of California's most vibrant and eclectic coastal communities. With two separate living spaces, the property offers exceptional flexibility for investors, owner-occupants or multigenerational living. The light-filled upper residence features 2 bedrooms and 1 full bath. Downstairs, a private studio with its own full kitchen and bath creates an ideal opportunity for rental income, extended family or guests. Outside, a lush and private backyard provides an unexpected urban oasis, with mature greenery, a relaxing sauna and inviting spaces for morning coffee, outdoor dining and gardening. Leave the car behind and enjoy easy access to downtown restaurants, shops and entertainment, with the Wharf, Boardwalk, beaches and West Cliff all close by. Whether you're looking to rent both units, live in one while generating income from the other, or create a flexible multigenerational home, this unique property offers an opportunity to enjoy the best of the Santa Cruz lifestyle.

212 Cedar ST, Santa Cruz

Listed by Kasey Hinchman, 831-239-3708 from David Lyng Real Estate
(If provided) CoList: from

$1,100,000

3 Beds ⋅ 3 Baths ⋅ ML82061340 MLS

This 3-bedroom, 2.5-bath home sits in a premier location on Santa Cruzs upper west side, just a short distance from UCSC, major bus routes, world-class surf breaks, restaurants, grocery stores, Westlake Park, and more. A welcoming front porch greets you and is the perfect spot for savoring your morning coffee while watching the neighborhood come to life. Venture inside to an open-concept living room that flows seamlessly into the dining area and kitchen. An inviting fireplace anchors the space, offering the perfect spot to curl up with a good book or your favorite show. The kitchen impresses with ample counter space, matching stainless steel appliances, and an oversized island, ideal for the most discerning home chef. The floor plan offers excellent separation of space, with all bedrooms located on the top floor. The primary suite includes a private en suite bathroom.

252 Cardiff PL, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$1,295,000

3 Beds ⋅ 1 Baths ⋅ ML82060180 MLS

Located in one of Santa Cruz's most desirable Westside neighborhoods, this 1,457 sq. ft. home on an large corner lot at King Street and Van Ness Avenue offers a rare and versatile real estate opportunity. The residence features a functional 3-bedroom, 1-bathroom layout situated on a generous 6,229 sq. ft. lot. Inside, the home has been completely refreshed with new interior paint that complements the beautifully refinished real oak floors. The inviting floor plan features a formal dining room, an updated bathroom, and a partially updated kitchen equipped with brand-new appliances. Step outside to discover a fully fenced and gated backyard that maximizes privacy, flanked by a large attached garage. Both the front and side yards have been enhanced with new landscaping, and efficient, automatic drip irrigation and sprinkler system. Located within a highly regarded school district, the location blends a wonderful neighborhood with unmatched coastal convenience. From here, you are only moments away from the scenic trails of West Cliff Drive, the beaches of Natural Bridges, and iconic surf spots like Steamer Lane. Neighborhood cafés, local dining, downtown shopping, and the UCSC campus are all within easy reach, offering an ideal setting for an active, authentic Westside lifestyle.

1002 King ST, Santa Cruz

Listed by Paul Coutts, 831-332-2940 from Coldwell Banker Realty
(If provided) CoList: from

$1,285,000

2 Beds ⋅ 2 Baths ⋅ ML82058844 MLS

Welcome to 1712 Escalona Dr, a thoughtfully maintained single-level Santa Cruz home offering comfortable living, recent upgrades and inviting indoor-outdoor spaces. Natural light fills the interior through skylights and windows replaced throughout the home in 2017. Warm wood flooring extends through the main living areas, complementing the remodeled fireplace, creating a welcoming centerpiece for everyday living and entertaining. The home features a beautifully remodeled bathroom, central heating and air conditioning, an upgraded electrical system and an attached garage. Major improvements include a roof installed in 2017, replacement windows, updated heating and cooling systems, and gutter protection. Multiple rooms open directly to the private courtyard-style areas, where new patios provide generous space for dining, gardening or relaxing. Mature landscaping, established planting beds, river-rock accents and a flourishing grapevine add character and create a peaceful garden setting. The rear patio also provides convenient access toward nearby parks and local hiking and biking trails. Located in the Upper Westside, this home gets you close to UCSC, shopping, dining, downtown, beaches and outdoor recreation. With your finishing touches, this home is ready for its next chapter.

1712 Escalona DR, Santa Cruz

Listed by Lina Williams, 831-233-4136 from Real Brokerage Technologies
(If provided) CoList: from

$1,299,000

6 Beds ⋅ 3 Baths ⋅ ML82061496 MLS

Lower Westside Santa Cruz remodel opportunity 6 Beds / 3 Baths prime investment or Multi-Gen Living. Rare opportunity in one of Santa Cruz's most sought-after neighborhoods! This flexible 6-bedroom, 3-bathroom home sits on the desirable Westside, adjacent to Garfield Park and just a six-block stroll to Mitchell's Cove Beach. The current 6-bedroom, 3-bathroom floor plan offers a great investment opportunity and has a successful history as long-term student housing. The versatile layout also offers the potential to create two distinct living spaces for multi-generational or ADU-style living, with one side featuring 3 bedrooms and 1 bathroom and the other offering 4 bedrooms and 2 bathrooms. Enjoy relaxing on the covered front porch watching activities at the park. Carport plus off-street parking and potential for an ADU. Just a short walk to the Safeway shopping center and Mission Street, with easy public transit access to UCSC. Walk or bike to Santa Cruz's iconic beaches, parks, and local artisan hot spots. Previously a long-term student rental, this home is ready for your vision. Bring your surf board and your tool belt and unlock the full potential of this westside gem. Don't miss this chance to own a versatile property in an unbeatable location!

504 Pendegast AVE, Santa Cruz

Listed by Michelene Unger, 831-234-1306 from CENTURY 21 Masters
(If provided) CoList: from

$1,499,000

4 Beds ⋅ 2 Baths ⋅ ML82061490 MLS

Built in 1898, this soulful 4BR/2BA, 2,300 sq ft Victorian occupies a private corner lot along one of Downtown Santa Cruzs most storied residential streets. Its steep gabled shingle design, shed dormers and crafted period porch reflect the architecture that shaped the neighborhood more than a century ago. Inside, original wood floors, sideboards, stairway and bannister, built-ins, pocket doors, moulding and window trim have been thoughtfully preserved, while modern updates blend seamlessly with the homes vintage character. Rich wood tones, high ceilings and abundant natural light create warmth throughout. The main level offers a flexible bedroom with built-in bookshelves, a full bath, formal dining room and casual dining nook framed by a rounded bay of windows. Upstairs are three bedrooms, including one with a built-in desk, a full bath with claw-foot tub and a peaceful hallway sitting nook overlooking the garden. Mature hedges provide privacy, while established landscaping, garden beds and warm flagstone paths connect an expansive dining patio and fenced meditation garden. Timeless and deeply connected to the story of Santa Cruz, this special home remains remarkably walkable to Downtown restaurants, shops, entertainment and conveniences.

322 Walnut AVE, Santa Cruz

Listed by Brezsny Associates, 831-824-4070 from Christie's International Real Estate Sereno
(If provided) CoList: from

$1,099,000

3 Beds ⋅ 2 Baths ⋅ ML82060528 MLS

Classic Victorian character meets modern updating in this beautiful Santa Cruz Westside home. Thoughtful renovations throughout include a remodeled kitchen with soft-close cabinetry, accent lighting and updated appliances, engineered hardwood and tile flooring, fresh interior finishes, wainscoting and crown molding. Improvements include updated bathrooms, new windows, doors, drywall and insulation which creates a blend of vintage charm, functionality and efficiency. The finished attic offers bonus flex space, while the finished detached two-car garage provides more possibilities. New Trex decking and fencing, sod landscaping with sprinklers, pavers and timed low-voltage lighting create inviting outdoor spaces to relax and entertain. Additional property upgrades include a permitted roof and skylight, replaced plumbing, a new water heater and French drain system. Set in one of Santa Cruz's most desirable neighborhoods, the home is close to Westside restaurants and shopping, downtown, UCSC and Highway 1, with Cowell Beach and the ocean just a short bike ride away. Welcome Home!

922 Mission ST, Santa Cruz

Listed by John Flaniken, 831-334-0890 from Trade-In Real Estate
(If provided) CoList: from

$1,419,500

4 Beds ⋅ 3 Baths ⋅ ML82060381 MLS

Located on a quiet cul-de-sac on the Upper West Side of Santa Cruz, near UCSC, the Moore Creek Trail and University Terrace Park, this four bedroom three bath split-level home offers endless possibilities. With a new roof, new forced air furnace, new flooring and fresh paint throughout, as well as a brand new kitchen stove and hood, this may be the oasis you have been searching for! Upstairs you will find an expansive principal suite with en-suite bathroom and two walk-in closets, a full hall bath, and two more bedrooms. There is a fourth bedroom and full bath on the ground floor as well as a separate family room with sliding doors to the private back yard and pool. Attached two-car garage and plenty of extra storage closets throughout. Located near the bus line to UCSC, downtown Santa Cruz, and West Cliff beaches and just a short distance to the Swift Street Courtyard and Mission Street shopping and restaurants.

232 Northrop PL, Santa Cruz

Listed by Anina Van Alstine, 831-818-0735 from Coldwell Banker Realty
(If provided) CoList: Julia Randall from Coldwell Banker Realty

$195,000

1 Beds ⋅ 1 Baths ⋅ ML82059877 MLS ⋅ EL RIO MOBILE HOME PARK BLDG.

Own a share in this welcoming, all-age co-op community, ideally located within walking distance of downtown Santa Cruz! Situated on one of the park's larger lots, this approximately 1,600-square-foot space offers two parking spots and is considered one of the community's most desirable locations. A gate along the back fence provides convenient access to the Riverwalk and bike path. Mature perimeter landscaping includes roses, honeysuckle, and a loquat tree. The existing home is being sold strictly AS-IS and must be removed from the property after close of escrow; the price reflects this. Income restrictions apply, and park board approval is required for ownership. Many residents have proudly called this friendly community home for decades! 2026 income limits: One person: $122,200; Two people: $139,650 The 2026 co-op share buy-in is $4,613 and is refundable to the buyer upon a future sale. Property taxes are billed through the park and paid twice annually.

2120 N Pacific AVE 52, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

$1,195,000

2 Beds ⋅ 1 Baths ⋅ ML82059994 MLS

Old-world charm meets modern comfort in this updated beach bungalow at 205 Miramar Dr, Santa Cruz, CA 95060, situated in a highly desirable Westside neighborhood. Offering an ideal coastal lifestyle, this 2-bedroom, 1-bathroom home sits on an expansive, fully fenced Approx. 6,186 sq. ft. lot, providing excellent outdoor space. The Approx. 920 sq. ft. interior features fresh paint inside and out, complemented by newly refinished real oak hardwood floors. The kitchen has been updated and has new appliances. The bathroom is also fully updated and features modern finishes. Practical additions include a 1-car attached garage and a fenced front yard with new landscaping and automatic irrigation. The large backyard offers a private, secure space for outdoor living or gardening. The location is exceptionally convenient, situated less than a mile from West Cliff Drive and the beach at Mitchells Cove. Residents are minutes from Natural Bridges State Beach, Lighthouse Field, Steamer Lane, and the UCSC campus. Local cafe's, restaurants, shopping, and coastal trails are all within easy reach, and the property sits within a coveted school district.

205 Miramar DR, Santa Cruz

Listed by Paul Coutts, 831-332-2940 from Coldwell Banker Realty
(If provided) CoList: from

$150,000

2 Beds ⋅ 2 Baths ⋅ ML82058264 MLS ⋅ DeAnza BLDG.

OCEAN VIEW without the exorbitant price tag. Get ready to be captivated off the deck from this incredible beachside location. DeAnza Park is coastal premier amongst senior 55+ community living. This spacious unit has an updated kitchen and flooring throughout. Baths have been partially updated and ready to welcome its new owner. New outdoor Trex deck wrap halfway around the home and the setback on both sides leave ample space between neighbors and creates opportunities to reimagine the space as you wish to use it. Lets make your ocean view home and live by the beach a reality right here!

2395 Delaware AVE 85, Santa Cruz

Listed by Malaka Thompson, 831-359-8870 from Serhant California Inc
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Compass are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.